1. Introduction
SJF Consultants Pvt. Ltd. (“SJF Consultants”, “we”, “our”, “us”) is a private limited company incorporated in India and registered under the Goods and Services Tax Act, Government of India (GSTIN: 09ABNCS0694P1ZC).
We provide a broad range of financial solutions and services, including Credit Cards, Loans, Insurance, and Investments. We are committed to protecting the privacy of our clients, website visitors, and users of our services. This Privacy Policy explains how we collect, use, store, disclose, and protect your personal information.
By accessing our website, submitting forms, or using our services, you agree to the practices described in this Privacy Policy.
2. Company Details (Data Controller)
Legal Name: SJF Consultants Private Limited
Trade Name: SJF Consultants Private Limited
Constitution: Private Limited Company
Registered Address:
Shop No. 05, First Floor, Sharma Market, Near Shiv Mandir,
Village Bhangel, Gejha Road, Gautam Buddha Nagar,
Noida, Uttar Pradesh, India – 201304
Phone: +91 7835052929
Email: info@sjfconsultants.com
SJF Consultants Pvt. Ltd. acts as the Data Controller for personal data collected and processed under this Privacy Policy.
3. Information We Collect
We may collect the following categories of information:
a) Personal Information
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Full name
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Mobile number
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Email address
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Residential or business address
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Date of birth (where required for financial services)
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PAN, Aadhaar, or other KYC details (only when required and permitted by law)
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Employment and income details
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Financial information necessary for loan, credit card, insurance, or investment services
b) Non‑Personal Information
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IP address
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Browser type and version
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Device information
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Pages visited and time spent on the website
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Referring URLs
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Cookies and tracking data
4. How We Collect Information
We collect information when you:
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Fill out enquiry or application forms on our website
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Contact us via phone, email, WhatsApp, or other communication channels
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Apply for loans, credit cards, insurance, or investment products
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Subscribe to newsletters or marketing communications
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Interact with advertisements, cookies, or analytics tools
5. Purpose of Data Collection
We use your information for the following purposes:
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To provide financial products and services
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To evaluate eligibility for loans, credit cards, insurance, or investments
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To communicate with you regarding enquiries, applications, or services
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To comply with legal, regulatory, and KYC requirements
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To improve our services and customer experience
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For internal record keeping and audits
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For marketing, advertising, and remarketing (with consent where required)
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To prevent fraud and ensure security
6. Advertising, Remarketing & Email Marketing
We may use your data for digital advertising and marketing purposes, including:
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Google Ads and Google Remarketing
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Facebook (Meta) Ads and Remarketing
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Email marketing campaigns
These platforms may use cookies, pixels, or similar technologies to display relevant advertisements to users who have previously visited our website or interacted with our services.
We do not sell personal data to advertisers. Any data shared is used strictly for marketing, analytics, and service improvement purposes in accordance with applicable laws and platform privacy policies.
You can opt out of:
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Google Ads personalization via Google Ad Settings
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Facebook Ads via Meta Ad Preferences
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Marketing emails by clicking the unsubscribe link in our emails
7. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to:
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Improve website functionality
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Analyze traffic and user behavior
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Deliver targeted advertisements
You can control or disable cookies through your browser settings. Disabling cookies may affect website functionality.
8. Legal Basis for Processing (GDPR Compliance)
For users located in the European Economic Area (EEA), we process personal data based on the following legal grounds:
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Your consent
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Performance of a contract
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Compliance with legal obligations
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Legitimate business interests that do not override your fundamental rights
9. Your Data Protection Rights
Depending on applicable laws (including GDPR), you have the right to:
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Access your personal data
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Request correction of inaccurate data
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Request deletion of your data
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Restrict or object to processing
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Withdraw consent at any time
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Request data portability
Requests can be made by contacting us at info@sjfconsultants.com.
10. Data Sharing and Disclosure
We may share your information with:
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Banks, NBFCs, insurance companies, and financial institutions
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Government authorities or regulators when required by law
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Service providers such as CRM, analytics, marketing, and IT support
All third parties are required to protect your data and use it only for authorized purposes.
11. Data Security
We implement reasonable technical and organizational measures to safeguard your personal data against unauthorized access, alteration, disclosure, or destruction. However, no online system is completely secure.
12. Data Retention
We retain personal data only for as long as necessary to fulfill the purposes stated in this Privacy Policy or as required by applicable laws.
13. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors.
14. Third‑Party Links
Our website may contain links to third‑party websites. We are not responsible for their privacy practices and encourage you to review their privacy policies.
15. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.
16. Contact Information
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:
SJF Consultants Pvt. Ltd.
📍 Shop No. 05, First Floor, Sharma Market, Near Shiv Mandir, Village Bhangel, Gejha Road, Noida, Uttar Pradesh – 201304, India
📞 Phone: +91 7835052929
📧 Email: info@sjfconsultants.com
Disclaimer: This Privacy Policy is designed to comply with Indian IT laws and general GDPR principles. For full legal compliance, professional legal review is recommended.
