Welcome to YES BANK Credit Cards
Experience the benefit, rewards, and exclusive offers with YES BANK Credit Cards. Choose the card that suits your lifestyle.
Why Choose YES BANK Credit Cards?
Wide range of credit card options
Attractive rewards and cashback programs
Competitive interest rates (APR)
Global acceptance at millions of merchants
24/7 customer service support
Secure online transactions and fraud protection
Types of YES BANK Credit Cards
Fin Booster
Lifetime-free card – Nil Joining and Renewal Membership fees
Earn and Share – Share reward points with your family and friends
Grow your Credit score – Get a Complimentary Credit Fitness Dashboard (CreditStrong) every month
YES First Preferred
Up to 12 reward points per ₹200 spent
Lounge Access
Domestic – 2 per Quarter
International – 3 per Year
25% Discount on Movie Tickets booked through Book My Show
Learn More
YES Prosperity Rewards
Up to 4 Reward Points for every INR 200 on Travel and Dining
Accelerated Rewards on Travel and Dining
1% fuel surcharge waiver*
YES First Business
16 Reward Points for every INR 200 on Travel and Dining
Lounge Access
Domestic – 2 per Quarter
International – 6 per Year
Attractive forex markup of 1.50%
YES Prosperity Business
8 Reward Points for every INR 200 on Travel and Dining
Lounge Access
Domestic – 1 per Quarter
International – 3 per Year
Attractive forex markup of 2.50%
YES Prosperity Cashback Plus
Get Cashback of INR 250 on spends of INR 2,500 in first 30 days of card set up
5% Cashback on Movie Ticket bookings and Grocery Shopping
5% Cashback on Bill Payments through YES PayNow
YES Prosperity Cashback
Get Cashback of INR 250 on spends of INR 2,500 in first 30 days of card set up
5% Cashback on Movie Ticket bookings and Grocery Shopping
5% Cashback on Bill Payments through YES PayNow
YES Prosperity Rewards Plus Credit Card
Earn reward points on every spend
Exclusive dining and travel offers
Low annual fees
YES First Preferred Credit Card
Higher reward points on shopping and travel
Complimentary airport lounge access
Attractive fuel surcharge waiver
YES Premia Credit Card
Premium lifestyle benefits and privileges
Free access to select golf courses
Concierge services and travel insurance
YES Bank Cashback Credit Card
Instant cashback on purchases
1% fuel surcharge waiver
No joining fee
YES Prosperity Cashback Plus Credit Card
Cashback on online and offline purchases
Bonus cashback on groceries and dining
Low annual renewal fee
Key Features of YES BANK Credit Cards
Reward Points
Earn reward points on every purchase, which can be redeemed for exciting offers such as travel bookings, gifts, and vouchers.
Cashback Benefits
Get cashback on fuel, dining, and grocery purchases, saving you more on everyday expenses.
Contactless Payments
Tap and pay for quick, secure, and convenient transactions.
EMI Conversion
Convert high-value purchases into easy monthly installments with flexible tenure options.
Exclusive Offers & Discounts
Travel and Dining Offers
Enjoy discounts and exclusive deals at top restaurants and travel partners.
Fuel Surcharge Waiver
Save on fuel purchases with a surcharge waiver at all major fuel stations.
Shopping Offers
Access special discounts and deals on clothing, electronics, and more through YES BANK’s partner merchants.
How to Apply for YES BANK Credit Card?
Step 1: Visit the YES BANK website or the nearest branch.
Step 2: Choose the credit card that fits your needs.
Step 3: Submit your application with required documents (ID proof, address proof, income proof).
Step 4: Once approved, receive your YES BANK credit card and start enjoying benefits.
Eligibility Criteria
Minimum age: 21 years
Minimum income: Varies by card type
Good credit score and history
Indian citizenship or valid proof of residence
Fees and Charges
Annual Fee: Starting from INR 499 (waived for some cards on reaching spend threshold)
Interest Rate (APR): Competitive interest rates ranging from 1.99% to 3.49% per month
Late Payment Fee: Up to INR 1,000, depending on the outstanding balance
Foreign Transaction Fee: Up to 3.5% of the transaction amount
Managing Your YES BANK Credit Card
Online Banking: Manage your card, view statements, and make payments online.
Mobile App: Check balances, track rewards, and pay bills on-the-go.
Bill Payment Options: Multiple payment options including NEFT, IMPS, and auto-debit facilities.
Customer Support
24/7 Helpline: Get assistance anytime with our dedicated support team.
Lost/Stolen Card Assistance: Report lost cards immediately for quick blocking and replacement.
Dispute Resolution: Contact us for help with any billing or transaction disputes.
Frequently Asked Questions
How do I redeem reward points?
You can redeem points through the YES BANK rewards portal for travel, shopping vouchers, and more.
How long does it take to get a credit card?
The approval process typically takes 7-10 business days after submitting the application.
Is there an option to increase my credit limit?
Yes, you can request a credit limit increase based on your spending patterns and payment history.
Discover the benefits of YES BANK Credit Cards today and enjoy a world of privileges tailored just for you. Apply now to unlock exclusive rewards!
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